Unconventional ways of investing in a family RESP
Surprise: a lump-sum contribution is likely to result in more money, even though you forgo government grants. Plus, reassurance...
How to make your retirement savings go farther and last longer
Given Canadians’ increased longevity and relatively large portfolios, a modest increase in your investment rate of return during retirement...
Separation and divorce: How do we split up our investments?
When a relationship breaks down, there are tax implications arising from the division of investment assets.
The upside to waiting until age 70 to take CPP benefits
Consider your life expectancy and probable return when making your decision about whether to take government pension benefits as...
The lowdown on Vanguard’s Retirement Income ETF: can you rely on its 4% payout target?
While a targeted return is NOT a guarantee, Vanguard expects the product will attract a fair amount of money...
The right way to sell stocks during COVID-19
Just like you wouldn’t (or shouldn’t) buy stocks in an indiscriminate way, you don’t want to unload your entire...
Timing the withdrawal of RRSP savings to minimize your tax hit
Ellen has been holding off on drawing from her retirement savings in the hope that she can avoid clawbacks...
“We paid off our mortgage early. What now?”
It's important to make a plan for your new, excess cash flow—bumping up retirement savings and emergency funds are...
Investing in 5G
This next generation of technological innovations and infrastructure may also usher in the next generation of big stock-market wins....