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Leaving a cottage to family and capital gains

Taxes

Reducing capital gains on a cottage

With planning and the right documents, the capital gains tax owing on a family cottage can be lowered. Here...

Reducing capital gains on a cottage

Shopping

Why are vets so expensive?

The costs of keeping the family pet healthy have outpaced inflation in Canada. We look at why it’s happening...

Why are vets so expensive?

Ask a Planner

What happens when you can’t manage your investments anymore?

Your kids believe it’s time for someone else to manage your money, but you’re used to doing it on...

What happens when you can’t manage your investments anymore?

Investing

Making sense of the markets this week: July 28, 2024

Biden’s step-aside reassures the bond market, Canadian rates drop again, Mag 7 stocks head in opposite directions, and Loblaw’s...

Making sense of the markets this week: July 28, 2024
Canadian holding keys to a new home, in hopes that the Bank of Canada rate announcement will have an impact on mortgage rates.

Columns

Making sense of the Bank of Canada interest rate decision on July 24, 2024

Making sense of the Bank of Canada interest rate decision on July 24, 2024

loans

What is a HELOC?

A home equity line of credit is a way to borrow money. Find out how a HELOC works in...

What is a HELOC?

Retired Money

Why these authors want you to spend your money and die with $0 saved

According to the book Die with Zero, we should all run out of money just as we run out...

Why these authors want you to spend your money and die with $0 saved

Mortgages

Mortgage payment calculator

Use a mortgage payment calculator to understand what a mortgage will cost you in real terms.

Mortgage payment calculator
A man of retirement age

Life Insurance

Using whole life insurance for tax-free income in retirement

Borrowing against a policy’s cash value can provide tax-free income. But there are still costs involved and other factors...

Using whole life insurance for tax-free income in retirement