Who pays tax on cash gifts in Canada?
Want to give or loan money to your children? Here are the factors that determine who pays tax in...
Steve Ambeault, financial advisor
Steve Ambeault is a financial planner based in Edmonton and Calgary. Find out more about his services.
Worried about tariffs and their effects? Look at your taxes
Here are two ways to manage the effects of tariffs in Canada, plus three statements to prepare to ensure...
Why “unretirement” may be the fate of so many Canadians
Economic uncertainty, inflation and the decline of workplace pensions have left growing numbers of seniors unable to leave their...
Making sense of the Bank of Canada interest rate decision on March 12, 2025
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Canada’s unemployment rate—plus, the rate by province and city
Canada’s employers put hiring on ice in February ahead of tariff impacts.
Personal loan versus line of credit: Which should you choose?
Need the best interest rate? Want fixed payments or flexibility? Find out the differences between personal loans and lines...
How to deal with your finances when the economy is stressing you out
Interest rates, inflation—not to mention tariffs or a recession—can make finances stressful. But keeping a cool head is important....
How RRIF withdrawals work when you have multiple registered accounts
Canadians must begin taking RRIF withdrawals the year after converting an RRSP. What happens if you convert only part...