What is porting a mortgage in Canada—and when should you do it?
While there are many factors to consider, porting a mortgage makes the most sense when your existing mortgage rate...
Tax implications of adding a child’s name to your rental property
To fully understand the potential tax outcomes, consider legal versus beneficial ownership, the capital gains inclusion rate, changes to...
What happens if your mortgage renewal is denied?
Many home owners are experiencing “rate shock” upon renewal—and in some cases, getting turned away by their lender. Here’s...
40 and no pension: What do you do?
You’ve reached your 40s, are mid-way in your career and realize you’ll never have a pension. Here’s how to...
Why a reverse mortgage should be a last resort for most Canadian retirees
Reverse mortgages do the job of freeing up income for house-rich, cash-poor Canadian seniors. But their terms are often...
Open bidding in Ontario: Game-changer or business as usual?
An Ontario law came into effect last year, designed to add transparency to the home-bidding process. Has it changed...
A parents’ guide to home down payment gifts and loans
Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...
Top 25 timeless personal finance books
These 25 books, chosen by MoneySense contributors, money experts and finfluencers, will help you invest better, retire earlier, find...
Sister activism: Nuns push for change through stock investments
How a small group of nuns in rural Kansas vexes big companies with their investment activism.