Why the mortgage stress test isn’t the villain it was made out to be
The mortgage qualifying tool has been subject to plenty of criticism. However, with rising interest rates, it may be...
Understanding the 1994 capital gains tax election
There is a $100,000 capital gains exemption that applied until 1994. Find out if it can be used to...
Capital gains on subdivided land, and HST on vacant land
For property that you can subdivide, you can sell some of the land and build a house on the...
Principal residence exemption on death and capital gains with joint tenancy
There are rules around capital gains on the sale of joint property in Canada. But how does death affect...
What happens to your TFSA when you die
This is how a TFSA gets distributed in the event of a death, plus, info on making sure it...
Does seasonality matter when selling a home?
These prospective sellers want to know the impact of selling their home in the winter and whether there’s an...
The real cost of being single
For unpartnered people, everything from housing to grocery shopping comes with a higher price tag. Here’s what you should...
Making sense of the markets this week: March 6
The war in Ukraine fuels inflation, the Bank of Canada ignores inflation, and does bitcoin have a PR problem?...