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A grandfather and grandson sit in front of a Happy Birthday sign.

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When do CPP and OAS pension payment increases happen around your birthday?

Luis asks when his Old Age Security payments will increase now that he is 75. We look at adjustment...

When do CPP and OAS pension payment increases happen around your birthday?
Canadian couple in their first home happy the BoC held its rate.

Columns

Making sense of the Bank of Canada interest rate decision on June 4, 2025

Making sense of the Bank of Canada interest rate decision on June 4, 2025
A hopeful-looking older woman on her living room sofa

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Planning to use your home equity in retirement

Real estate equity is a big part of seniors’ net worth. Some Canadian retirees may want or need to...

Planning to use your home equity in retirement
A gold bitcoin sits on top of crinkled gold paper

Canadian Crypto Observer

Bitcoin soars to a new all-time high

Bitcoin hits a new all-time high above $111,000, Ethereum mounts a comeback you can’t ignore, and U.S. stablecoin regulation...

Bitcoin soars to a new all-time high

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Should we draw down my spouse’s RRIF faster?

The benefits of depleting savings to avoid estate taxes depends on many variables. But if you live a decade...

Should we draw down my spouse’s RRIF faster?
A Canadian family moving, thanks the BoC rate cuts, which improved mortgage affordability in Vancouver, Toronto and Hamilton

Mortgages

How much income do you need to buy a home in Canada? A look at home affordability in April 2025

How much income do you need to buy a home in Canada? A look at home affordability in April 2025

MoneyFlex

Gen Z guide to getting more in a tough economy: How to negotiate salary, car deal, phone bills and more 

From rent to hair styling, phone to internet plans, these expenses are surprisingly negotiable. How every young Canadian can...

Gen Z guide to getting more in a tough economy: How to negotiate salary, car deal, phone bills and more 
A woman is seen talking on the photo with a confused look on her face.

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What to do if your pre-construction condo has dropped in value

Many pre-construction condos bought in recent years, especially in Toronto, are now worth much less. If you can’t close...

What to do if your pre-construction condo has dropped in value

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A woman reads financial documents on her couch

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How does a U.S.-dollar TFSA work?

If you have tax-free savings accounts in Canadian and U.S. dollars, here’s how to avoid overcontributing.

How does a U.S.-dollar TFSA work?

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