Variable mortgage rates regaining traction as Bank of Canada cuts rates
As the central bank signals more rate cuts may be coming, borrowers are starting to reconsider the once popular...
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Bank of Canada lowers interest rate again and may change pace of next cuts
The central bank’s third consecutive rate cut brings key interest rate down to 4.25%.
What is porting a mortgage in Canada—and when should you do it?
While there are many factors to consider, porting a mortgage makes the most sense when your existing mortgage rate...
Open bidding in Ontario: Game-changer or business as usual?
An Ontario law came into effect last year, designed to add transparency to the home-bidding process. Has it changed...
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A parents’ guide to home down payment gifts and loans
Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...
Yes, a cottage is an investment property—here’s how to minimize capital gains tax
Should you “invest” in a cottage? And if you do, what happens when you sell it, give it away...
Mortgage renewal calculator
Is your mortgage coming up for renewal soon? Use this tool to figure out if switching lenders could save...
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Making sense of the Bank of Canada interest rate decision on July 24, 2024
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