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Mortgages

Mortgages

Mortgage penalty calculator

Is it worth it to break your mortgage early? Use our mortgage penalty calculator to find out.

Mortgage penalty calculator
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Ask a Planner

How to invest down payment funds while timing the real estate market

Selling a home to become an empty nester as prices keep rising can feel like mistiming the market. Here’s...

How to invest down payment funds while timing the real estate market

Mortgages

Tools to calculate your mortgage payments and costs in Canada

Are you thinking about buying a home, or renewing or refinancing your mortgage? These tools can help you understand...

Tools to calculate your mortgage payments and costs in Canada
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Banking

Fewer banking fees, help for mortgage holders—here’s what new rules could mean for Canadians

The federal government’s new affordability measures build on other recent changes aimed at reducing financial pressure on cash-strapped Canadians....

Fewer banking fees, help for mortgage holders—here’s what new rules could mean for Canadians

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couple getting married by window

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Marriage or mortgage: Which is the better investment?

Couples are sometimes torn between making their wedding a big celebration and starting their financial life together on the...

Marriage or mortgage: Which is the better investment?

Ask MoneySense

Should you hold your mortgage inside your RRSP?

Can an RRSP be used to reduce the mortgage on a current home, or to help with the purchase...

Should you hold your mortgage inside your RRSP?

Mortgages

Mortgage refinance calculator

Use a mortgage refinance calculator to understand the costs and potential savings of breaking and renegotiating your mortgage agreement.

Mortgage refinance calculator
A woman at home, sitting on the floor in her living room, wondering if she should pay off her mortgage or invest in RRSPs.

Mortgages

Contribute to RRSP or pay off mortgage?

Does it make sense to put some extra cash into an RRSP or use it to help pay off...

Contribute to RRSP or pay off mortgage?

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A first-time home buyer looks into FHSA withdrawal rules for a rental property she will live in.

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FHSA withdrawal rules and rental property advice for a first-time home buyer

Renting out part of your new home may help cover some costs. But would it still be considered a...

FHSA withdrawal rules and rental property advice for a first-time home buyer

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