Because time is money, choosing a credit card that suits your lifestyle is just as important as choosing one that suits your finances. The Scotiabank Gold American Express card gets that, offering up to five times the rewards points per dollar on eligible purchases that make life more manageable, like fast food and restaurants, food delivery and food subscriptions, movies, theatre, ticket agencies and more. (Hot tip: Sign up before December 30, 2019, and you could earn up to 30,000 bonus Scotia Rewards in your first year.) Then cash in your points for rewards, including tech, gift cards, accessories and even travel. Here’s how the Scotiabank Gold American Express can work for you:
Many people are finding their workday stretching beyond the average eight hours. If you’re beat after a long day at the office or you’re running late for a networking event, ridesharing companies, such as Uber and Lyft are safe and reliable ways to get from Point A to Point B without delay. If you insist on rolling old-school, taxi, subway and bus rides reward cardholders just as richly. Payoff: 3x the rewards for every $1 spent on eligible daily transit purchases.
Weekly meal planning is a great way to stick to a budget and enjoy healthy, homemade fare. But even the most stoic saver will get bored of the same slow-cooker chili after a while. If you don’t have the time to research new recipes and shop for groceries, companies such as Chefs Plate and Hello Fresh will do the work for you. Choose your menu, and all the pre-measured, locally-sourced ingredients you need will be delivered to your door. All you have to do is follow the step-by-step directions to cook up a delicious meal in 30 minutes or less.
Payoff: 5x the rewards for every $1 spent on eligible food subscriptions.
Chew on this
Forgot to bring your lunch or getting home too late to make dinner? Food delivery services (think Skip the Dishes and Foodora) allow you to quell your hunger at the touch of a button. Just enter your address and browse the vast offering of meals available to you. You’ll find everything from local grills to chain restaurants. Some areas even offer ice cream delivery so you can end your meal with a cherry on top.
Payoff: 5x the rewards for every $1 spent on eligible food delivery services.
Training for you next charity 10K takes work and commitment, but it should never be boring. Stream a popular workout playlist from Spotify that’ll get you pumped; with millions of songs and podcasts available, you’re guaranteed to find something that motivates you to move. Bibliophiles may also want to check out Audible to catch up with the latest bestsellers while on the go. (Trevor Noah reading his memoir Born a Crime is a must!)
Payoff: 3x the rewards for every $1 spent on select streaming services.