Ask a certified financial planner Archives

Learn how the CRA’s updated Voluntary Disclosures Program works, who qualifies, and what relief you can expect if...

Is it better to invest your money or use it to pay down your mortgage or other debt? It...

Looking at historical returns, Jaspal figures he could earn significantly more by pooling his individual retirement savings with his...

Bob and Janet are DIY investors seeking advice on how to reach their estate-planning goals. They can improve their...

Oil prices have tanked and Renee wants to sell her rental property in Fort McMurray, but she owes more...

Like a reverse mortgage, you would borrow against the policy’s cash value. When you pass away, the loan is...

From income withdrawal strategies to the right software for DIY retirement plans, Peter wants to know the best ways...

Invest with before-tax dollars if you can, and don’t let the resulting tax refund get swallowed by by day-to-day...

At 30, David’s nephew is living on close to minimum wage, with no retirement savings. An RRSP isn’t the...