The right way to unwind your locked-in retirement account
OM is trying to formulate a plan for a locked-in retirement account. What are some LIRA best practices to...
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When an RRSP isn’t worth it
Julia has a DB pension and is maxing out her TFSA. Is an RRSP worth it for her?
How to reinstate OAS after it’s clawed back
There is a form to fill out, but it's entirely optional
Timing CPP and OAS with workplace pensions
Even if you expect a 'bridge' payment from your DB pension, deferring CPP makes sense
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RRSP top-ups in retirement could cost you
Remember: It's not worth saving $5,000 of tax today to pay $10,000 of tax tomorrow
Pension income splitting explained
The kind of pension that qualifies, when it makes sense to defer and the tax consequences to watch out...
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How can I use my extra RRSP room when I retire?
You can't use up next year's room this year, but there are ways to put that room to work