Ayana Forward, financial advisor
This is Ayana Forward, a Certified Financial Planner based in Ottawa, Ontario.
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CPP for non-residents of Canada: How to apply, report pension income and more
A Certified Financial Planner explains how the CPP process works for a non-resident of Canada and if a return...
Changes to Canada’s tax brackets, CPP contributions and more in 2025
It's a new year. What financial changes will take effect in Canada in 2025?
What retirees need to know about tax brackets for 2025
Those at or near retirement need to account for slightly higher tax brackets, as well as higher Basic Personal...
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Canada Post is still delivering some mail—find out what and when
Certain social benefits cheques will be delivered this week, even while Canada Post ramps up its services after the...
How much income can I earn while getting OAS?
If you continue working in retirement, it could cause a clawback on your OAS. Here’s how to figure out...
How to plan for retirement when you have no pension
Practical advice on how to build your retirement savings for employees at mid-career, the self-employed, single parents and more.
Should you invest an inheritance in an RRSP or a TFSA?
A Certified Financial Planner provides perspective on the TFSA vs. RRSP question for a couple in their late 50s...
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How to plan for taxes in retirement in Canada
In retirement, some income is not subject to withholding tax, and you may potentially owe tax after filing each...