The Canadian mortgage stress test, explained
Most home buyers in Canada will encounter the stress test when applying for a mortgage. Here’s how it works...
Mortgage Stress Test
25 personal finance highlights from the last 25 years
From legislative changes to economic trends and consumer behaviours, here are 25 financial highlights that defined the last two...
I want to switch mortgage lenders—do I have to pass the stress test again?
If you have an uninsured mortgage, it’s about to get easier to look for better interest rates elsewhere.
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How much you need to earn to afford a home in Toronto and the GTA
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National Bank of Canada
Now’s not the time to switch to a fixed-rate mortgage
As interest rates climb, variable mortgage rate holders may start to panic. Here’s why you should avoid the temptation...
Why the mortgage stress test isn’t the villain it was made out to be
The mortgage qualifying tool has been subject to plenty of criticism. However, with rising interest rates, it may be...
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