Alberta called—“What I wish I’d known before making the move”
“After rushing into the real estate market, I quickly learned I wasn’t ready for the real cost of home...
Mortgage
Making sense of the Bank of Canada interest rate decision on October 23, 2024
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Ratehub.ca
The Canadian mortgage stress test, explained
Most home buyers in Canada will encounter the stress test when applying for a mortgage. Here’s how it works...
Renewing your mortgage? A guide for Canadians
We’ve put together all the tools and strategies you need to manage the shock of renewing your home loan...
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I want to switch mortgage lenders—do I have to pass the stress test again?
If you have an uninsured mortgage, it’s about to get easier to look for better interest rates elsewhere.
The tax implications of buying a second home in Canada
Vacation or rental property, or both? Here are the taxes you can expect on a secondary property in Canada,...
How to use equity to buy a second home
We look at four common ways of financing the purchase of a second property using equity built up in...
Down payment for a second home in Canada: How much do you need?
Second homes and rental properties have their own down payment requirements. Here’s what to expect when buying a second...
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Second mortgages in Canada: What are the rules?
Interested in buying a second property? Familiarize yourself with the mortgage rules first to make sure it’s the right...