Mortgages

Making sense of the Bank of Canada interest rate decision on January 29, 2025

Created By

Ratehub.ca

Columns

Should I cash my RRSP to pay off my mortgage?

Four reasons why you might not want to tap your RRSPs to become mortgage-free.

Investing

Invest or pay off debt: A comprehensive guide for Canadians

Is it better to invest your money or use it to pay down your mortgage or other debt? It...

Mortgages

Making sense of the Bank of Canada interest rate decision on December 11, 2024

Created By

Ratehub.ca

Real Estate

Alberta called—“What I wish I’d known before making the move”

“After rushing into the real estate market, I quickly learned I wasn’t ready for the real cost of home...

Mortgages

Making sense of the Bank of Canada interest rate decision on October 23, 2024

Created By

Ratehub.ca

Real Estate

The Canadian mortgage stress test, explained

Most home buyers in Canada will encounter the stress test when applying for a mortgage. Here’s how it works...

Real Estate

I want to switch mortgage lenders—do I have to pass the stress test again?

If you have an uninsured mortgage, it’s about to get easier to look for better interest rates elsewhere.

Real Estate

The tax implications of buying a second home in Canada

Vacation or rental property, or both? Here are the taxes you can expect on a secondary property in Canada,...