Mortgages

Making sense of the Bank of Canada interest rate decision on December 11, 2024

Created By

Ratehub.ca

Real Estate

Alberta called—“What I wish I’d known before making the move”

“After rushing into the real estate market, I quickly learned I wasn’t ready for the real cost of home...

Mortgages

Making sense of the Bank of Canada interest rate decision on October 23, 2024

Created By

Ratehub.ca

Real Estate

The Canadian mortgage stress test, explained

Most home buyers in Canada will encounter the stress test when applying for a mortgage. Here’s how it works...

Real Estate

I want to switch mortgage lenders—do I have to pass the stress test again?

If you have an uninsured mortgage, it’s about to get easier to look for better interest rates elsewhere.

Real Estate

The tax implications of buying a second home in Canada

Vacation or rental property, or both? Here are the taxes you can expect on a secondary property in Canada,...

Real Estate

How to use equity to buy a second home

We look at four common ways of financing the purchase of a second property using equity built up in...

Real Estate

Down payment for a second home in Canada: How much do you need?

Second homes and rental properties have their own down payment requirements. Here’s what to expect when buying a second...

Real Estate

Second mortgages in Canada: What are the rules?

Interested in buying a second property? Familiarize yourself with the mortgage rules first to make sure it’s the right...