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Senior man signing the new retirement plan contract with agency expert, agreeing on life insurance terms in modern office. Retired person collaborating with advisor to increase income. 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How does a pension buyback work?

A DB pension plan member may have the opportunity to buy back pensionable service to increase their future pension....

How does a pension buyback work?
Signage is seen in the reception of CPP Investments' Toronto offices, on Thursday, September 21, 2023.

Pensions

Young Canadians sue CPP Investments over climate risks

Plaintiffs allege the Canada Pension Plan is exposing their retirement savings to unnecessary risk by underestimating climate change impacts.

Young Canadians sue CPP Investments over climate risks
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Retirement

CPP payment dates in 2025, and more to know about the Canada Pension Plan

Here’s how Canada’s retirement pension plan works, who’s eligible for CPP, when you can start receiving CPP, and CPP...

CPP payment dates in 2025, and more to know about the Canada Pension Plan
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Retirement

OAS payment dates in 2025, and more to know about Old Age Security

Here’s how Canada’s Old Age Security pension works, who’s eligible for OAS, when you can start receiving OAS, and...

OAS payment dates in 2025, and more to know about Old Age Security

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How much of a pension does a survivor receive?

A MoneySense reader asks about survivor benefits for spouses. Here’s how defined benefit and CPP survivor payments work in...

How much of a pension does a survivor receive?
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Retirement

RRIF and LIF withdrawal rates: Everything you need to know

Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...

RRIF and LIF withdrawal rates: Everything you need to know

Retired Money

Retirement planning advice for people who don’t use an advisor

Retirement Club for Canadians offers a sounding board and resources for people who manage retirement finance all on their...

Retirement planning advice for people who don’t use an advisor
A senior-age man and woman check their financial accounts on a laptop

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How to manage your tax withholding in retirement

Canadians accustomed to annual tax refunds may be surprised to owe tax in retirement and have government benefits clawed...

How to manage your tax withholding in retirement

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When do CPP and OAS pension payment increases happen around your birthday?

Luis asks when his Old Age Security payments will increase now that he is 75. We look at adjustment...

When do CPP and OAS pension payment increases happen around your birthday?

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