Pensions

A 55-year-old nurse smiles as she contemplates her five or 10 year retirement plan.

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How to plan for retirement in five or 10 years

When deciding to retire in five or 10 years, there are a few things to consider, in addition to...

How to plan for retirement in five or 10 years
A man in his 60s adjusts a part on a greasy machine at work

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Should you collect CPP and OAS while working in your 60s?

If you’re in your 60s and plan to remain in the workforce, here’s what you need to know about...

Should you collect CPP and OAS while working in your 60s?
A teacher high-fives one of her students in class after learning about her options for early pension withdrawal

Qualified Advice

Can I withdraw my pension early?

Can I withdraw my pension early?
A senior-age couple outside their house

Pensions

Should you apply for OAS even if you have a high income?

If you are a high-income senior whose Old Age Security would be fully clawed back, find out if you...

Should you apply for OAS even if you have a high income?

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Why it’s still worth it for high-income seniors to apply for OAS

Eileen is worried about the adverse impact on her taxes if she applies for OAS, and wonders if she...

Why it’s still worth it for high-income seniors to apply for OAS

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Can you transfer your full pension into an RRSP?

Margaret wants to know how to avoid losing some of her pension if she transfers it into an RRSP...

Can you transfer your full pension into an RRSP?

Annuities

RRIF or annuity? How about both.

Converting 30% of your holdings to annuities is the best option for those without DB pensions

RRIF or annuity? How about both.
ladder leading up to represent laddering annuities

Annuities

Beef up retirement cash flow

Laddering annuities means you have peace of mind without missing out on rising interest rates

Beef up retirement cash flow

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Benefits

What Sears retirees can do about the reduced DB pension

Sears Canada's underfunded pension means retirees get a 19% benefit cut

What Sears retirees can do about the reduced DB pension

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