Buying

The difference between mortgage amortization and term

Plus how lenders use the 5/25 rule to qualify...

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Buying

Paying back the RRSP Home Buyers’ Plan

One reader wants to know if he should bother...

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Use the principal residence exemption to save on taxes

When you own multiple properties there are strategies to...

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Buying

We don’t charge you mortgage insurance: CMHC

You could still pay a premium even with a...

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Columns

Capital gains tax: Declaring the cottage ‘principal residence’

Almost all property is subject to capital gains tax

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Buying

How lenders calculate debt ratios on rental properties

Not all your rental income is used to lower...

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RRSP withdrawals help pay for unexpected expenses

Unused RRSP contributions can be deducted against withdrawals

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Can I sell property and avoid capital gains tax?

Buying in a foreign country doesn't exempt you from...

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When to invest in a syndicated mortgage

Pooling your money to buy into a syndicated mortgage...

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