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RESP

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Investing

RRSP, TFSA, FHSA, RESP: Which registered accounts should you use?

Different registered accounts offer different benefits. Here’s how to decide which ones may be right for your needs and...

RRSP, TFSA, FHSA, RESP: Which registered accounts should you use?
A dad and teenage son look at RESP info on a phone.

Ask a Planner

How to withdraw RESP funds

Many Canadian families save for their kids’ post-secondary education with an RESP account. How do RESP withdrawals work?

How to withdraw RESP funds
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Ask a Planner

How is investment income taxed in Canada?

A MoneySense reader wants input on the tax implications of her investment withdrawals, but she can’t get a straight...

How is investment income taxed in Canada?
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Education Money

Top 5 questions about family RESPs

If you have multiple kids or grandchildren, a family RESP can help you save for their college or university...

Top 5 questions about family RESPs

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Education Money

Contributing to your grandchild’s RESPs: What grandparents need to know

Helping a grandchild pay for post-secondary education is a smart gift that keeps giving. Here’s how to maximize your...

Contributing to your grandchild’s RESPs: What grandparents need to know
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RESPs

What is the RESP contribution deadline?

An RESP can stay open for up to 35 years, but here’s why you still need to pay attention...

What is the RESP contribution deadline?
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Education Money

You opened an RESP—now what?

A registered education savings plan is the best way to save for a child’s education. Here’s how to use...

You opened an RESP—now what?
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Education Money

Reducing risk in an RESP: How to invest as your kid approaches college or university

An RESP’s investment mix should evolve over time. Here’s how to focus on growing and then preserving your savings...

Reducing risk in an RESP: How to invest as your kid approaches college or university

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Education Money

RESP vs. RRSP and TFSA: What’s the best option for education savings?

Families saving for a child’s post-secondary education have more options than ever. With TFSAs, RRSPs and other accounts, does...

RESP vs. RRSP and TFSA: What’s the best option for education savings?

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