40 and no pension: What do you do?
You’ve reached your 40s, are mid-way in your career and realize you’ll never have a pension. Here’s how to...
Retirement income
Why a reverse mortgage should be a last resort for most Canadian retirees
Reverse mortgages do the job of freeing up income for house-rich, cash-poor Canadian seniors. But their terms are often...
Self-employed with no pension
Here’s how freelance workers and entrepreneurs in Canada can use the unique aspects of “working for yourself” to build...
Which types of pension income can be split with your spouse in retirement?
Splitting income with your spouse can help you to pay less tax. Here are some types of retirement income...
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Registered or non-registered GICs: Which should you buy?
GICs offer investors safety and flexibility. Here’s what to consider when deciding whether to hold your GICs in registered...
Why these authors want you to spend your money and die with $0 saved
According to the book Die with Zero, we should all run out of money just as we run out...
Can you help your kids financially without compromising your retirement?
A Certified Financial Planner explains what to think about before helping your kids with a gift or loan.
Single, no pension? Here’s how to plan for retirement in Canada
There are financial and logistical challenges to being single in retirement. Here are some tips to tackle them, especially...
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Can you delay a RRIF withdrawal?
Let’s set the facts straight about RRSP/RRIF conversion, withdrawal amounts, claw backs and withholding taxes.