Investing

5 money moves to make before the end of the year

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RRSPs

What’s my RRSP contribution limit?

Your RRSP contribution limit comes from unused deduction room plus 18% of last year’s income. Use our RRSP calculator...

Retirement

From RRSP to RRIF—managing your investments in retirement

Learn how to navigate the transition from RRSP to RRIF, plan withdrawals, manage taxes, and tailor your retirement strategy...

RRSPs

Why late-career savers need to be careful with RRSPs

While most Canadians will benefit from continuing to contribute until the day they retire, some will be better off...

Investing

RRSP, TFSA, FHSA, RESP: Which registered accounts should you use?

Different registered accounts offer different benefits. Here’s how to decide which ones may be right for your needs and...

Ask a Planner

How can couples avoid capital gains tax on property in Canada?

A MoneySense reader asks what tax and probate implications she might face if she inherits a rental property held...

Ask a Planner

Tax implications of giving your spouse money to invest

A MoneySense reader wants to give money to his spouse to invest. Can he avoid Canada’s income attribution rules?

Ask a Planner

How is investment income taxed in Canada?

A MoneySense reader wants input on the tax implications of her investment withdrawals, but she can’t get a straight...

Retirement

RRIF and LIF withdrawal rates: Everything you need to know

Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...