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Tax implications of giving your spouse money to invest

A MoneySense reader wants to give money to his spouse to invest. Can he avoid Canada’s income attribution rules?

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How is investment income taxed in Canada?

A MoneySense reader wants input on the tax implications of her investment withdrawals, but she can’t get a straight...

Retirement

RRIF and LIF withdrawal rates: Everything you need to know

Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...

Debt

Should I use retirement savings to pay off credit card debt?

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Credit Canada

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Is real estate the best investment for a Canadian retiree?

I had three meetings this past week with Canadian clients where I challenged their real estate strategies. Here’s why.

Banking

TFSAs, RRSPs and FHSAs: 10 things you might not know

Sponsored By

EQ Bank

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How the Liberals’ re-election impacts RRIFs, taxes and more

The party’s platform proposals may impact RRIF minimum withdrawals, income tax and more. Here’s how Canadians can plan for...

Crypto

How to invest tax-free in a bitcoin ETF in Canada

You can’t hold crypto in a registered account, but you can hold crypto ETFs—including Canada’s new solana ETFs. Just...

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How to avoid RRSP overcontributions when you have a deferred profit sharing plan

Maxing out employer contributions is an easy way to boost your retirement savings. Here’s how to do it without...