Tax implications of giving your spouse money to invest
A MoneySense reader wants to give money to his spouse to invest. Can he avoid Canada’s income attribution rules?
spousal RRSP
Can you make RRSP contributions after age 71?
Here’s why you might see an RRSP deduction limit on your notice of assessment, even when you’ve already converted...
How is a non-registered account taxed upon death?
Here’s a primer for Canadians planning for the tax payable on a non-registered account at death, including capital gains...
Moving money from RRSPs, RRIFs and TFSAs in retirement
To have liquidity and reduce taxes, Canadians can move money between registered accounts. But what are the tax, contribution...
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What’s my RRSP contribution limit?
Find out your current registered retirement savings plan (RRSP) contribution limit by using this calculator.
Should you invest an inheritance in an RRSP or a TFSA?
A Certified Financial Planner provides perspective on the TFSA vs. RRSP question for a couple in their late 50s...
Single, no pension? Here’s how to plan for retirement in Canada
There are financial and logistical challenges to being single in retirement. Here are some tips to tackle them, especially...
How to prepare for future changes in tax policy—including capital gains tax
What do changes to capital gains in Canada teach us about tax planning generally? And how should we approach...
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Should you max out your RRSP before converting it to a RRIF?
Here’s what to consider before converting an RRSP to a RRIF.