RRSP, TFSA, FHSA, RESP: Which registered accounts should you use?
Different registered accounts offer different benefits. Here’s how to decide which ones may be right for your needs and...
TFSA
“I inherited my husband’s TFSA. Does that affect my contribution room?”
It matters how you designate a spouse on your TFSA should you die before they do. Successor holders get...
How can couples avoid capital gains tax on property in Canada?
A MoneySense reader asks what tax and probate implications she might face if she inherits a rental property held...
Tax implications of giving your spouse money to invest
A MoneySense reader wants to give money to his spouse to invest. Can he avoid Canada’s income attribution rules?
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How is investment income taxed in Canada?
A MoneySense reader wants input on the tax implications of her investment withdrawals, but she can’t get a straight...
TFSA confusion: The myths that just won’t die
The tax-free savings account is a great wealth-building tool, but it’s sadly misunderstood. Here are seven TFSA features Canadians...
Should we draw down my spouse’s RRIF faster?
The benefits of depleting savings to avoid estate taxes depends on many variables. But if you live a decade...
How does a U.S.-dollar TFSA work?
If you have tax-free savings accounts in Canadian and U.S. dollars, here’s how to avoid overcontributing.
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Is real estate the best investment for a Canadian retiree?
I had three meetings this past week with Canadian clients where I challenged their real estate strategies. Here’s why.