Valentine’s day savings

Impressing your better half needn’t break the bank. Here are some ideas to get you fired up for Valentine’s Day while staying on budget.



Online only.



Guess what Americans spent on Valentine’s Day last year? Over $17 billion. Man, that’s a lot of chocolates and flowers. It’s days like this that can throw your savings plan way off track. So how to you show your Honey that you care and still have the money you need to save? You’ve got to get creative.

I’ve always found that the most romantic gifts I received on Valentine’s Day were the things into which lots of thought (but not necessarily lots of money) went. Gobs of flowers and a box of chocolates are, in my mind, the default; they’re the “I don’t want to have to think about this too much” present.

I remember the year my boyfriend of the day bought me a bunch of red and white balloons, which he blew up with his own hot air. Before he did, he wedged a bunch of notes and some of my fave candies (those candy-covered almonds) into them. Then he blew ‘em up, attached them to skewers (like the ones you use for shish kebab) and tied them together with a bow. I was very impressed. He got his just reward.

Back when he still cared to impress, my third husband used to make me breakfast on Valentine’s Day and everything was heart-shaped: the friend eggs, the pancakes, the toast. He’d quote me poetry in my card and declare his undying love. It was very sweet.

If your Honey has a sweet tooth, you could make a red velvet cake, bake heart-shaped cookies, or make cupcakes decorated with hearts. Or maybe you’d make your own truffles at home and put them in a home-made box decorated with hearts. DIY not only saves tons of money, it declares that the person is important enough for you to do something special for them.

How about making a mix of your favorite songs to listen to while you serve your Honey’s favorite meal? Or if you’re musically inclined you could serenade your honey by candlelight while you sip a bottle of home-made wine with your Honey’s face on the label. Plan far enough ahead and you could knit Valentine’s socks or a scarf for Honey.

How about the Ye Old Coupon Book filled with promises of massages and foot rubs, bubble baths drawn by candlelight, and whatever special treats your Honey really loves. Just make sure you’re prepared for when Honey is ready to redeem.

Rent a romantic movie (or borrow it from the library) and pop some corn. Turn down the lights and snuggle up under a cozy blankie.

The more creative you can be, the more work you put into making your Honey’s day special, the more you’ll demonstrate just how important your Honey is to you. And that’s the point of Valentine’s Day and every other celebratory day, isn’t it? It’s shouldn’t be about seeing how much money you can spend on crap that’ll be forgotten long before the credit card bill arrives.

62 comments on “Valentine’s day savings

  1. Great insight as always, Gail! It occurs to me you will probably approve of my Valentine's Day plans: dinner reservation at a Thai restaurant, using a Groupon I paid $20 for and for which I will receive $45 worth of menu items. This will likely cover most, if not all, of our dinner for 3 (child accompanying us). And since the restaurant is in a neighbouring community, we will stop at Costco along the way (yes, decked out in our dinner finery!) to save the gas, time and money of making a separate trip.

    Have a great Valentine's Day (within financial reason, of course!)



    • and I forgot to mention, before we leave, I will make a Valentine's Day cake for us to enjoy after dinner. We'll make a stop for ice cream too, of course! And this will take place on Sunday, because on Monday we have yoga class 😉


  2. You're a funny girl. I heartily approve of your thrift, sensible shopping plans and small indulgences. Isn't life wonderful?


  3. 3 husbands? Sounds like the perfect person to take romantic advice from.


  4. I’m impressed, I have to say. Really hardly ever do I encounter a blog that’s each educative and entertaining, and let me inform you, you have got hit the nail on the head. Your concept is outstanding; the problem is something that not sufficient persons are speaking intelligently about. I’m very comfortable that I stumbled across this in my search for one thing regarding this.


  5. The layout is what really caught my eye, then the I looked at the writing and I think you did a very nice job. Good work :)


  6. Well, this is good, but think about the other choices we’ve got here? Do you mind writing one more post about them as well? Thanks a bunch!


  7. The following time I read a weblog, I hope that it doesnt disappoint me as a lot as this one. I imply, I know it was my option to learn, however I truly thought youd have one thing interesting to say. All I hear is a bunch of whining about one thing that you could possibly fix if you happen to werent too busy searching for attention.


  8. Hi there, I found your blog via Google while searching for a related topic, your site came up, it looks great. I have bookmarked it in my google bookmarks.


  9. Warning: long comment. I apologize before hand but I want to complement this helpful site with my own experience on wealth management . Right now, I work at a large hedge fund that primarily uses options so I’d say I have some insight into the financial sector. Between my husband and I, we’ve always looked up to Warren Buffet. When Buffett was a young man, he used leverage to became a multimillionaire by forming partnerships and sharing in their profits. He invested very little, but received a large portion of profits in exchange for his brilliant investment decisions. This was a truly win-win situation for him and his partners. My advice is to start slow with investments, read up on the award-winning thesis by Delos Chang – it really details just how great mutaul index funds are. S&P 500, in my opinion, is tough to beat if you’re looking for a decent return. Of course, if you’re investing during drug wars and mortgage housing crises..that might be a bit difficult. But if you haven’t already, take a quick read on the arguments provided in Delos Chang’s article if you’re investing in the long run – say for children (quick tip: the educational 401k exempts you from federal financial aid). If you’re looking to day trade, one advice for you: better get your stuff together because you better know more than the brokers and dealers in the NYSC!


  10. Sorry for the huge comment but I share some of my experiences. Firstly, fantastic original post; usually, I don’t feel inspired to write on a blog unless there’s something that compels me to do so. A little bit of history I work in global finance in a boutique firm. Here is my story: When I first turned 21, I started trading from a few scraps of pages of the “Intelligent Investor.” Of course, like any kid, I started investing in online investopedia before that. I first tried trading in financial derivatives like futures/swaps etc. but lost a lot of money unfortunately. After that, I became more substantially more knowledgeable with my money – I read from an article that Delos Chang wrote about the psychology of investors and the Wall Street Journal daily and began investing my money into mutual index funds from the S&P 500. Of course, this was after the Internet Stock Bubble took place and all the drug scandals in Mexico (I had a lot of currency in pesos before they pegged it to the dollar). But in terms of the systemic risk, I wanted to diversify and make a modest return in the long run. I’d say that in terms of personal finance , you won’t get rich with the S&P 500 mutual index funds but you will at least hedge against some sure loss by day trading unless you’re an informational trader (which few of us are!). But I’m sure you can learn this from any finance class!


  11. I’m still learning from you, as I’m trying to reach my goals. I absolutely love reading all that is written on your blog.Keep the tips coming. I loved it!


  12. That appears decent yet i am just still less than certain that I prefer it. Nevertheless will look further into it and choose personally! :)


  13. My partner and i certainly have to think far more in that course and find out a few things i can do about this.


  14. I’m aware of this previously, but nevertheless there were some helpful pieces which finalized the image to me, appreciate it!


  15. Greetings. I actually did some web surfing and inaugurate this blog. I firm not later than something like a collapse of this blog put up and it is in point of fact incredible.I clearly genuinely derive pleasure your website.Perfectly, the chunk of posting is in pledge the very finest on this genuinely usefulness allowing subject. I added it and i


  16. Very efficiently written information. It will be supportive to everyone who utilizes it, as well as yours truly :). Keep doing what you are doing – can’r wait to read more posts.


  17. That was intriguing . I like your high quality that you simply place into your post . Make sure you do keep on with extra like this.


  18. hi, just stumbled upon your website. wanted to let you know its messed up in internet explorer 6. i cant see half the text and the links arent clickable. i can reach comment sections, but thats about it.could u fix it?


  19. I saw your site on another one, when i arrived i noticed you have a fake referrer when loading the page ( i think you may have a virus or worm in there. just saying :)


  20. Do you guys think that there will be a dubstep stage at Electric Daisy Carnival: Las Vegas? I hope there are 93422


  21. Hi there! Do you use Twitter? I’d like to follow you if that would be okay. I’m absolutely enjoying your blog and look forward to new updates.


  22. Pingback: Check out my facebook profile

  23. Pingback: Sears Printable Coupons

  24. Pingback: Brother SE400

  25. Pingback: Herbal Incense

  26. Pingback: Solar Power

  27. Pingback: How To Burn Belly Fat

  28. Pingback: Forex Trading Strategies

  29. Pingback: Colon Cleanser

  30. Pingback: Remanufactured Transmissions

  31. Pingback: Location Bungalow Ile Maurice

  32. Pingback: firm marketing search

  33. Pingback: Social Security Calculator

  34. Pingback: Mauritius Villas

  35. Pingback: Location Vacances Ile Maurice

  36. Pingback: Mauritius Holiday Villas

  37. Pingback: Mauritius Villa Rental

  38. Pingback: ISO 9001 Audit Checklist

  39. Pingback: Mauritius Holiday Villas

  40. Pingback: property and casualty insurance

  41. Pingback: Pool Supply Coupons

  42. Pingback: Languages

  43. Pingback: Plant Food Drug

  44. Pingback: Acne No More Book

  45. Pingback: sexless marriage

  46. Pingback: Schwinn exercise bike reviews

  47. Pingback: Who can help marriage

  48. Pingback: Weight Loss Hypnosis

  49. Pingback:

  50. Pingback: table saw fence

Leave a comment

Your email address will not be published. Required fields are marked *