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Exterior view of the upper floor of a home on a cloudy fall day

Columns

Housing affordability: What happens when lower home prices take on higher borrowing costs?

Borrowing costs are increasing as Canada experiences the fastest drop in home prices since the 1980s. Have we reached...

Housing affordability: What happens when lower home prices take on higher borrowing costs?
A man, sitting at home on his couch, is scrolling through his iPad calendar, to choose a date to retire.

Ask a Planner

What time of year should you retire?

When’s the best time to retire? The timing is not always up to you, but if you can choose,...

What time of year should you retire?
In this week's roundup, we cover the value of the USD and its effect on the world economies, here a woman holds fan of USD$20 bills

Investing

Making sense of the markets this week: September 4

Alimentation Couche-Tard pumps out profits, the Fed warns of economic pain, strong U.S. dollar might bankrupt several countries, and...

Making sense of the markets this week: September 4
Renée Sylvestre-Williams smiles in a headshot of her taken on a beautiful fall day near some trees.

My MoneySense

The piece of advice journalist Renée Sylvestre-Williams wished she had in her 20s and more

The personal finance writer is an open book on her money values, as she launches her own book, Money...

The piece of advice journalist Renée Sylvestre-Williams wished she had in her 20s and more

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A hallway's exit sign that illustrates a home buyer's decision to break out of a real estate deal

Real Estate

What happens when a buyer backs out of a real estate deal?

Signing a purchase agreement and then failing to close can have serious financial consequences—and courts don’t take it lightly....

What happens when a buyer backs out of a real estate deal?
A pipe drips slowly, illustrating the need for home insurance that covers water damage

Insurance

“I discovered water damage in my home. Will insurance cover me?”

Not all water-related claims are handled the same way. These are the variables that come into play when home...

“I discovered water damage in my home. Will insurance cover me?”
A monopoly game is in session, symbolising how a couple could owe each other money with spousal loan strategy.

Ask a Planner

How to invest with spousal loans for Canadians—and how to pay it back

There is plenty of advice on setting up a spousal loan for income splitting, but it’s important to know...

How to invest with spousal loans for Canadians—and how to pay it back
Three sticky notes saying buy, hold and sell. Above them, two arrows point in opposite directions.

Investing

Market outlook: Stock prices have started rising—will the good vibes last?

July 2022 was the best month to be invested since the pandemic began. Here’s what this means for investors,...

Market outlook: Stock prices have started rising—will the good vibes last?

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To help illustrate the bank earnings here is a photo of a BMO location on a corner as it stands tall.

Investing

Making sense of the markets this week: August 28

Canadian banks prepare for stormy weather. Is the Fed worth fighting? U.S. retail results. And a renewed dividend for...

Making sense of the markets this week: August 28

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