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Spend

Why making credit card minimum payments can hurt your credit rating

With the rates of disposable income at an all-time low in Canada, you might be one of the hundreds...

Why making credit card minimum payments can hurt your credit rating

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How long will your retirement nest egg last?

Studies show that for every retiree who is spending too little, there is another one who is spending too...

How long will your retirement nest egg last?

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“We’re outgrowing our family vehicle, but we don’t want a minivan. What are the best options?”

Even though he has three years left on his current vehicle loan, Andrew wonders if it makes sense to...

“We’re outgrowing our family vehicle, but we don’t want a minivan. What are the best options?”

Taxes

Tax basics for newly separated parents

Here’s what you need to know about reporting your split to the CRA, as well as how to maximize...

Tax basics for newly separated parents

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Ask a Planner

“Who’ll pay for the cottage if I die?”

Having a mortgage doesn’t necessarily mean you need life insurance coverage equal to the amount you owe on it.

“Who’ll pay for the cottage if I die?”

Ask MoneySense

Downsize, rightsize or get out of the market?

Mike wonders if he should cash in his big-city home equity for a golden retirement.

Downsize, rightsize or get out of the market?

Debt

What’s better than a budget? Try conscious spending

What is conscious spending? How can it keep you out of debt? And can it make you feel less...

What’s better than a budget? Try conscious spending

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Ready, set…retire?

At 49, Simon has about $600,000 in registered and non-registered investments, and wonders if it's enough to live on...

Ready, set…retire?

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Ask MoneySense

“When should I claim the cost of renovations to my rental property?”

Whether to write off the cost of renovations annually, or upon the sale of the property, depends on how...

“When should I claim the cost of renovations to my rental property?”

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