Borrowing money to invest
Should you open a margin account with your broker, or opt for an RRSP loan? Read about the potential...
Articles By Jason Heath, CFP:
How to invest down payment funds while timing the real estate market
Selling a home to become an empty nester as prices keep rising can feel like mistiming the market. Here’s...
OAS entitlement and deferral rules for immigrants to Canada
A person who moves to Canada in middle age won’t be entitled to the maximum Old Age Security pension....
Reducing capital gains on a cottage
With planning and the right documents, the capital gain tax owing on a family cottage can be lowered. Here...
Marriage or mortgage: Which is the better investment?
Couples are sometimes torn between making their wedding a big celebration and starting their financial life together on the...
Should you hold your mortgage inside your RRSP?
Can an RRSP be used to reduce the mortgage on a current home, or to help with the purchase...
How to avoid tax on severance pay in Canada
Find out how you can reduce the tax payable on a severance payment, and what happens when receiving a...
Contribute to RRSP or pay off mortgage?
Does it make sense to put some extra cash into an RRSP or use it to help pay off...
FHSA withdrawal rules and rental property advice for a first-time home buyer
Renting out part of your new home may help cover some costs. But would it still be considered a...