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Articles By Justin Dallaire:

Investing

The best GIC rates in Canada for 2024

Find the best GIC rates in Canada. Plus, everything you need to know about how they work.

The best GIC rates in Canada for 2024

My MoneySense

Justin Dallaire on making the right money decisions for you (not your bank)

MoneySense’s senior editor, Justin Dallaire, answers the My MoneySense questionnaire for MoneySense’s 25th anniversary.

Justin Dallaire on making the right money decisions for you (not your bank)
View of the upper floor of a house under beautiful skies

Real Estate

The Canadian mortgage stress test, explained

Most home buyers in Canada will encounter the stress test when applying for a mortgage. Here’s how it works...

The Canadian mortgage stress test, explained
A woman uses her credit card to make a mobile purchase

Spend

The best credit cards in Canada for 2024

Find the credit cards in Canada that offer the most rewards and the lowest fees, based on the latest...

The best credit cards in Canada for 2024
Young twin girls hold hands and dance, excited by their family's purchase of another home.

Real Estate

It’s possible to be a first-time home buyer twice—here’s how

Some government programs apply a flexible definition of “first-time home buyer.” Find out what it can mean for you....

It’s possible to be a first-time home buyer twice—here’s how
A man and woman celebrate the purchase of their second home by dancing in the living room

Real Estate

Buying a second home: How it works in Canada

Here’s what home owners and investors should know about the rules, financing options and tax implications of buying a...

Buying a second home: How it works in Canada

Spend

Canada’s inflation rate and what it means for your investments

Canada’s Consumer Price Index fell below target in September. How should that influence your choice of stocks, bonds and...

Canada’s inflation rate and what it means for your investments

Credit Cards

“I’m interested in visiting Europe”: How this student can build a credit score while earning valuable travel rewards

We pick two credit cards that could be the perfect match for a student with modest income and big...

“I’m interested in visiting Europe”: How this student can build a credit score while earning valuable travel rewards
Costco storefront

Spend

CIBC Costco Mastercard review: Is it the best credit card for Costco in Canada?

Customers can use any Mastercard at Costco check-outs. We break down if Costco’s store-branded card is really the best...

CIBC Costco Mastercard review: Is it the best credit card for Costco in Canada?