Articles By Justin Dallaire:

A man holds a miniature wooden home in his hands

Mortgages

The best 5-year fixed mortgage rates in Canada

You have so many options for finding the best mortgage rate for you. Here’s how you can compare some...

The best 5-year fixed mortgage rates in Canada
A man sits against a wall outside comparing FHSA rates online

FHSA

Best FHSAs in Canada: Where to get the new first home savings account

The new first home savings account was created to help you save more money for a home purchase. Here’s...

Best FHSAs in Canada: Where to get the new first home savings account
three young women in cafe talking over laptop

Spend

Canada’s best credit cards for 2023

Find credit cards that offer you more cash back and more rewards, based on the way you spend.

Canada’s best credit cards for 2023
A man reviews documents following a change in the Bank of Canada's overnight rate

Financial literacy

What to make of the Bank of Canada’s April 2023 rate decision

What to make of the Bank of Canada’s April 2023 rate decision
A series of red brick townhouses in Canada

Real Estate

What’s affecting Canada’s real estate and housing market?

Thinking about buying or selling a home in Canada? These seven factors will shape the housing market this year.

What’s affecting Canada’s real estate and housing market?
A woman reviews RRSP rules on her computer ahead of the contribution deadline

RRSPs

What’s the RRSP deadline for 2022?

You still have time to add to your retirement savings and lower your taxable income before the RRSP deadline....

What’s the RRSP deadline for 2022?
A newly renovated basement that remains empty, except for an office chair and computer monitor

Real Estate

How to know if a secondary suite or basement apartment is legal—and a worthwhile investment

The potential to earn rental income sounds great, but unauthorized second units come with financial and other risks.

How to know if a secondary suite or basement apartment is legal—and a worthwhile investment
A man in a suit holds a miniature house in his hands

Real Estate

Buying a second home: How it works in Canada

Whether it’s for yourself or it’s an investment, here’s what you should know about the rules, requirements and financial...

Buying a second home: How it works in Canada
Young twin girls hold hands and dance, excited by their family's purchase of another home.

Real Estate

It’s possible to be a first-time home buyer twice—here’s how

Some government programs are flexible with the definition of “first-time home buyer.” Find out what it can mean for...

It’s possible to be a first-time home buyer twice—here’s how