Articles By Justin Dallaire:

A woman uses an online mortgage calculator from her laptop at home

Mortgages

Every mortgage calculator you will ever need

How much will your mortgage cost you every month? Can you save money by switching lenders? Mortgage calculators can...

Every mortgage calculator you will ever need
A series of red brick townhouses in Canada

Real Estate

What’s affecting Canada’s real estate and housing market?

Thinking about buying or selling a home in Canada? These seven factors will shape the housing market this year.

What’s affecting Canada’s real estate and housing market?
A newly renovated basement that remains empty, except for an office chair and computer monitor

Real Estate

How to know if a secondary suite or basement apartment is legal—and a worthwhile investment

The potential to earn rental income sounds great, but unauthorized second units come with financial and other risks.

How to know if a secondary suite or basement apartment is legal—and a worthwhile investment
View of the upper floor of a house under beautiful skies

Real Estate

The Canadian mortgage stress test, explained

Most home buyers in Canada will encounter the stress test when applying for a mortgage. Here’s how it works...

The Canadian mortgage stress test, explained
The front-end of a damaged vehicle

Auto Insurance

What is direct compensation property damage and why do I need it?

We look at what direct compensation property damage is, what it covers (and what it doesn’t), and other...

What is direct compensation property damage and why do I need it?
A car's windshield is damaged by a fallen branch

Auto Insurance

What is comprehensive insurance and what does it cover?

Everything you need to know about comprehensive insurance, including what it covers, how much it costs and how to...

What is comprehensive insurance and what does it cover?
A woman prepares a wall to be painted

Renovations

Tips for nailing a home reno this year

Whether you’re handy or not, learn how to spruce up your home or apartment without breaking the bank.

Tips for nailing a home reno this year
Two cars stopped at the side of the road on a busy downtown Toronto street.

Auto Insurance

Accident benefits have you covered—but for what, exactly?

Whether you’re shopping for auto insurance or just got into an accident, it’s important to know what accident...

Accident benefits have you covered—but for what, exactly?
a grandmother and grandchild on a couch

Ask MoneySense

How to save on capital gains tax when selling a rental property

A reader wonders if he should buy his parents’ rental property or wait to inherit it, based on the...

How to save on capital gains tax when selling a rental property