Articles By Justin Dallaire:

A young man is smiles as he considers ways to minimize his capital gains tax

Taxes

Capital gains tax in Canada, explained

Learn how capital gains are taxed and how to avoid paying more taxes than necessary when selling your assets....

Capital gains tax in Canada, explained
A woman uses her credit card to make a mobile purchase

Spend

The best credit cards in Canada for 2024

Find the credit cards in Canada that offer the most rewards and the lowest fees, based on the latest...

The best credit cards in Canada for 2024

Investing

The best GIC rates in Canada for 2024

Find the best GIC rates in Canada. Plus, everything you need to know about how they work.

The best GIC rates in Canada for 2024
A man sits against a wall outside comparing FHSA rates online

FHSA

Best FHSAs in Canada: Where to get the first home savings account

The first home savings account was created to help you save more money for a home purchase. Here’s how...

Best FHSAs in Canada: Where to get the first home savings account
A car on a highway at sunset

Auto Insurance

Your complete guide to getting the best car insurance in Canada

What is car insurance, how much does it cost, and how can you find the best coverage for your...

Your complete guide to getting the best car insurance in Canada
Young twin girls hold hands and dance, excited by their family's purchase of another home.

Real Estate

It’s possible to be a first-time home buyer twice—here’s how

Some government programs are flexible with the definition of “first-time home buyer.” Find out what it can mean for...

It’s possible to be a first-time home buyer twice—here’s how
Bank of Canada governor Tiff Macklem discusses the Bank's latest interest rate decision

Financial literacy

How the Bank of Canada’s benchmark rate impacts your finances

How the Bank of Canada’s benchmark rate impacts your finances
A photo of an article about TFSAs in an old MoneySense print magazine.

News

Top financial innovations of the last 25 years

MoneySense was born 25 years ago. This list of 25 financial innovations shows how much personal finance has changed...

Top financial innovations of the last 25 years
A man and woman celebrate the purchase of their second home by dancing in the living room

Real Estate

Buying a second home: How it works in Canada

Here’s what home owners and investors should know about the rules, financing options and tax implications of buying a...

Buying a second home: How it works in Canada