Articles By Sandra MacGregor:

Taxes

Canada’s income tax brackets for 2023, plus the maximum tax you’ll pay based on income

Quickly find your federal and provincial tax brackets to help you prep for your 2023 income tax return.

Canada’s income tax brackets for 2023, plus the maximum tax you’ll pay based on income
The streetview of a white house with red trim and a white picket fence in the fall

Real Estate

How to use equity to buy a second home

We look at four common ways of financing the purchase of a second property using equity built up in...

How to use equity to buy a second home
Lights glow in front a modern two-storey home at dusk

Real Estate

Second mortgages in Canada: What are the rules?

Interested in buying a second property? Familiarize yourself with the mortgage rules first to make sure it’s the right...

Second mortgages in Canada: What are the rules?
a couple walks toward airport with luggage in tow

Spend

The best credit cards for airport lounge access in Canada for 2023

If you want to make your travels a little more comfortable, airport lounge access is key. Here are the...

The best credit cards for airport lounge access in Canada for 2023
two women look at laptop in cafe

Spend

The best no-fee credit cards in Canada for 2023

These cards have no annual fee and still boast perks like cash back, travel insurance and more.

The best no-fee credit cards in Canada for 2023
A man holds a miniature wooden home in his hands

Mortgages

The best 5-year fixed mortgage rates in Canada

You have so many options for finding the best mortgage rate for you. Here’s how you can compare some...

The best 5-year fixed mortgage rates in Canada

Mortgages

Mortgage penalty calculator

Is it worth it to break your mortgage early? Use our mortgage penalty calculator to find out.

Mortgage penalty calculator
A newly renovated kitchen of a rental property

Real Estate

Down payment for a second home in Canada: How much do you need?

Second homes and rental properties have their own down payment requirements. Here’s what to expect when buying a second...

Down payment for a second home in Canada: How much do you need?
While dining on a patio, a woman reviews secured credit card options on her phone

Spend

The best secured credit cards in Canada for 2023

For those unable to qualify for a traditional credit card, a secured card can be an important tool for...

The best secured credit cards in Canada for 2023