“My truck’s frame is rusted. Where does Toyota’s obligation to repair it begin and end?”
Our auto expert answers questions from two different Toyota owners, who have concerns around recall rules, time limits and...
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A guide to getting value from your advisor, and shifting to lower-cost investments
One option is moving mutual funds into lower-cost “D-series” or “F-class” versions to reduce fees while avoiding deemed disposition....
Selling your house? Here’s where to invest the proceeds
What to do with the proceeds of a house sale, RRSPs and TFSAs? Invest. Here's how robo-advisors might work.
What are the tax consequences of real estate joint ownership when one owner dies?
It can get complicated, especially if the surviving owner resides overseas—where that country's tax laws may apply as well.
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Are single seniors unfairly penalized at tax time?
Karen wonders if her latest tax bill is too high, and whether there's a way to avoid the social...
How is a RRIF taxed in the hands of a beneficiary?
The consequences of taxes and beneficiary designations on registered accounts like RRIFs can be confusing—and sometimes this confusion results...
Reality-testing your financial plan
John's advisor seems impressive, but he's left out an important consideration: What kind of lifestyle does his client want...
What to do with an extra $70,000 to fund retirement
My 79-year-old mother has received a monetary gift. What’s the best way for her to use it to supplement...
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“Canadians need trusted financial information now more than ever”
Financial Planning Association of Canada partners with MoneySense to offer professionally vetted, timely personal finance content to the broadest...