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A robotic hand touches lines of light to symbolize robo-advisor with a human touch.

Ask a Planner

What’s the real value of a robo-advisor?

With inflation, war and COVID, what are your options if you’re wanting a bit more from a robo-advisor? Do...

What’s the real value of a robo-advisor?
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Should you loan money to someone who is house rich and cash poor?

Loaning money to someone who is house rich and cash poor requires some consideration. Even when it involves family....

Should you loan money to someone who is house rich and cash poor?
A woman in her early 50s sits at the head of a dinner table raising a glass to friends and family.

Columns

How does an executor pay estate expenses during the probate process?

An executor is expected to pay the expenses of an estate on time, but what happens if the estate...

How does an executor pay estate expenses during the probate process?
a woman cosigns on a loan in a sunny office

Ask MoneySense

I cosigned a motorcycle loan and the owner passed away: What are my obligations to the bank?

A Certified Financial Planner helps a reader understand their obligations—and their options—after cosigning on a loan.

I cosigned a motorcycle loan and the owner passed away: What are my obligations to the bank?

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Taxes

How to save on capital gains tax when selling a rental property

A reader wonders if he should buy his parents’ rental property or wait to inherit it, based on the...

How to save on capital gains tax when selling a rental property
A young man sits a table with his laptop open, with an empty seat in front of him.

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What are the fees for becoming a joint tenant on a parent’s property?

In becoming a joint tenant, what are the costs associated with it? What impact would a death have on...

What are the fees for becoming a joint tenant on a parent’s property?
two sisters raising a glass of red wine as they play Monopoly and eat pizza in their kitchen.

Taxes

Capital gains when selling property to family

If you sell a property to a relative for a bargain price, does that mean you pay less tax...

Capital gains when selling property to family

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Understanding the 1994 capital gains tax election

There is a $100,000 capital gains exemption that applied until 1994. Find out if it can be used to...

Understanding the 1994 capital gains tax election

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a family is being shown around a rental property that is for sale.

Selling

Cutting down capital gains tax on real estate sales

Defer RRSP contributions to mitigate taxes

Cutting down capital gains tax on real estate sales

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