Managing tax in a “tenancy in common” situation
Claudia wants to minimize the tax payable when selling her share of a cottage to the co-owner.
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Financial literacy for seniors
If one spouse makes most or all the financial decisions, the uninvolved spouse can be left vulnerable. That's one...
Unconventional ways of investing in a family RESP
Surprise: a lump-sum contribution is likely to result in more money, even though you forgo government grants. Plus, reassurance...
Should you sell your home to your kids?
Graham is considering a creative strategy to access his home equity with the help of his grown children. The...
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The upside to waiting until age 70 to take CPP benefits
Consider your life expectancy and probable return when making your decision about whether to take government pension benefits as...
What does a fee-only financial planner do, exactly?
And if they don't sell any financial products, how do fee-only planners get paid?
Timing the withdrawal of RRSP savings to minimize your tax hit
Ellen has been holding off on drawing from her retirement savings in the hope that she can avoid clawbacks...
Could selling a vacation property affect government pensions?
Colleen wants to sell her trailer but is worried about the impact on her CPP, OAS and GIS benefits.
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Winding down self-employment and planning for retirement
At 60, Deborah is looking to work less and spend more time by the water, where she's happiest. But...