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A GIC investor talks to their financial advisor about whether to buy GICs in 2024.

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What to expect for GICs in 2024

The rates offered on guaranteed investment certificates have skyrocketed over the past two years. Here are considerations for investors...

What to expect for GICs in 2024
A woman smiling after learning what she should do with $100,000

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Is it OK to leave $100,000 in a high-interest savings account?

There is no avoiding risk. Even a high-interest savings account could lose its purchasing power. So, what’s the safest...

Is it OK to leave $100,000 in a high-interest savings account?
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RRIF withdrawals: What should seniors with million-dollar portfolios do?

Seniors with large retirement accounts face a big tax-deferred liability. Which tax and estate planning strategies might help?

RRIF withdrawals: What should seniors with million-dollar portfolios do?
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How is passive income taxed in Canada?

Investment income is subject to tax in Canada, including in some tax-sheltered accounts. Find out more about how passive...

How is passive income taxed in Canada?

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Borrowing money to invest

Should you open a margin account with your broker, or opt for an RRSP loan? Read about the potential...

Borrowing money to invest
A man reviews OAS residency rules on his laptop near a busy intersection

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OAS entitlement and deferral rules for immigrants to Canada

A person who moves to Canada in middle age won’t be entitled to the maximum Old Age Security pension....

OAS entitlement and deferral rules for immigrants to Canada
A blue Toyota CH-R small SUV on a home driveway

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Repairing a CVT transmission failure on a Toyota C-HR

Many automakers have had problems with faulty continuously variable transmissions (CVTs). Here’s what to do if your car has...

Repairing a CVT transmission failure on a Toyota C-HR
Leaving a cottage to family and capital gains

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Reducing capital gains on a cottage

With planning and the right documents, the capital gain tax owing on a family cottage can be lowered. Here...

Reducing capital gains on a cottage

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Should you hold your mortgage inside your RRSP?

Can an RRSP be used to reduce the mortgage on a current home, or to help with the purchase...

Should you hold your mortgage inside your RRSP?

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