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short term renters trash home

Insurance

What to do if short-term renters trash your home

Even when they follow your rules, Airbnb guests may cause damage to your most expensive asset. But the right...

What to do if short-term renters trash your home

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Gifting real estate to your adult children

Consider the impact of potential capital gains tax, what might happen to the property if your child gets divorced...

Gifting real estate to your adult children

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Getting a head start on their golden years

Tim is 47, and his wife is 46. They’re aggressively paying off their mortgage and will have defined benefit...

Getting a head start on their golden years

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What does fire insurance on a vehicle actually cover?

How your auto policy covers you in the event of a fire depends on what started it.

What does fire insurance on a vehicle actually cover?

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“Why is my own insurance company suing me?”

Tim was involved in a car accident after having “a bit too much to drink.” If his insurer can...

“Why is my own insurance company suing me?”

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“Should I loan investments or money to my spouse?”

The idea is to split income, following Canada Revenue Agency guidelines, so the family pays less tax overall.

“Should I loan investments or money to my spouse?”

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Should you use TFSAs and savings to pay off your mortgage?

It’s important to consider whether your TFSAs are earning more than you’re paying in mortgage interest, as well as...

Should you use TFSAs and savings to pay off your mortgage?
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Maintaining your asset allocation while you draw down funds from a RRIF

If you plan on managing your own investments in retirement, here’s a simple way to rebalance your portfolio.

Maintaining your asset allocation while you draw down funds from a RRIF

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Should you opt in to a group RRSP?

If your employer offers a matching contribution, you get an automatic return on investment that would be tough to...

Should you opt in to a group RRSP?

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