What to do if you overcontributed to your RRSP
If you’ve accidentally overcontributed to your RRSP, you may pay a tax penalty. Here are your options for promptly...
How to qualify for EI benefits in retirement in Canada
Just because you paid loads into a program doesn't mean you'll get EI benefits when you retire
Should retirees consider a home equity sharing agreement (HESA)?
Home owners have a new way to tap their home equity. How does the HESA compare to a reverse...
25 timeless personal finance tips from MoneySense
For 25 years, MoneySense has helped Canadians make better financial decisions. Here’s a sampling of our work: a roundup...
Should Canadians keep their investment accounts when retiring abroad?
For Canadians who plan to retire to other countries, here’s a primer on the tax implications of leaving accounts...
How are bonuses taxed in Canada?
If you’re getting a year-end work bonus or a raise, congrats! Before you spend it, know what deductions to...
How to carry back a capital loss for a tax refund
Let’s look at the rules and restrictions around carrying back a capital loss, as well as three things to...
Should you sell investments at a loss to pay off debt?
When paying a high interest rate on debt, does it make sense to sell investments that have fallen before...