Ask a Planner

“We’re well off in retirement. How can we pay less tax?”

A financial planner explains some tax-saving strategies that Canadian retirees may not have thought of.

ETFs

Can you build a 40/30/30 portfolio with ETFs?

This more sophisticated alternative to the 60/40 portfolio promises to avoid down years like 2022. Is it achievable for...

Insurance

Do you need long-term care insurance?

More and more Canadians require hands-on personal care in their declining years, but few plan ahead for it. Here...

Mortgages

Looking for a mortgage in B.C.? Don’t limit your options to the big banks

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Coast Capital

Credit Cards

The best student credit cards in Canada for 2025

Getting a student credit card is a great way to take charge of your finances and begin building a...

Ask MoneySense

“I inherited my husband’s TFSA. Does that affect my contribution room?”

It matters how you designate a spouse on your TFSA should you die before they do. Successor holders get...

Newcomers to Canada

8 financial mistakes newcomers to Canada make—and how to avoid them

Starting over in a new country means relearning the basics, including personal finance. Vickram Agarwal shares his hard-won experiences.

Mortgages

How much income do you need to buy a home in Canada? A look at housing affordability in June 2025

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Ratehub

Ask a Planner

How can couples avoid capital gains tax on property in Canada?

A MoneySense reader asks what tax and probate implications she might face if she inherits a rental property held...