BoC held its rate on June 4—here’s why
The Bank of Canada held its key rate at 2.75%, citing high uncertainty, tariffs and more.
Financial Planning
Planning to use your home equity in retirement
Real estate equity is a big part of seniors’ net worth. Some Canadian retirees may want or need to...
Should we draw down my spouse’s RRIF faster?
The benefits of depleting savings to avoid estate taxes depends on many variables. But if you live a decade...
How much income do you need to buy a home in Canada? A look at home affordability in April 2025
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Looking for a mortgage in B.C.? Don’t limit your options to the big banks
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Gen Z guide to getting more in a tough economy: How to negotiate salary, car deal, phone bills and more
From rent to hair styling, phone to internet plans, these expenses are surprisingly negotiable. How every young Canadian can...
What to do if your pre-construction condo has dropped in value
Many pre-construction condos bought in recent years, especially in Toronto, are now worth much less. If you can’t close...
What to do if your employer is in financial trouble
When a Canadian company files for creditor protection or goes bankrupt, here’s what employees can do to help themselves...
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What is a consumer proposal? How does it work?
If spiralling debt has you on the brink, a consumer proposal may be the right move. Here’s how it...