Retirement Planning - MoneySense

Most Canadians say saving for retirement will be harder than it was for their parents, with many expecting to...

Less than half of non-retired Canadians have a workplace pension, as more people rely on personal savings and tax-free...

Five platitudes you should never simply accept from your financial advisor.

Both products promise upside participation with downside protection, but come with unique trade-offs and costs investors should be aware...

Canadians are living longer, making longevity risk one of retirement’s biggest challenges. Here’s how longevity income funds like Purpose’s...

The attractive headline yields and steady distributions of U.S. Master Limited Partnerships are often outweighed by tax complexities.

Review the 2026 CPP payment dates, how much you could receive, when to apply, and how the Canada Pension...

Annuities promise guaranteed lifetime income—so why do Canadians avoid them? We unpack the “annuity puzzle” and when they may...

Your RRSP contribution limit comes from unused deduction room plus 18% of last year’s income. Use our RRSP calculator...