Should you apply for OAS even if you have a high income?
If you are a high-income senior whose Old Age Security would be fully clawed back, find out if you...
Retirement
CPP vs RRSP: Can you transfer your CPP to an RRSP?
Is it possible to transfer CPP to an RRSP? The answer is a quick one, but there’s more to...
How does CPP credit splitting work if I’m divorced?
A Certified Financial Planner helps a reader understand how pension splitting between divorced spouses works.
Has the pandemic ended the dream of retiring abroad?
Still want to retire abroad? The pandemic has made its impact on retirement plans, but some say it can...
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How to draw money out of your corporation in retirement
When you have money saved in a corporation, retirement planning can be a little more complicated. But it can...
What’s the Rule of 30? And what does it have to do with income and retirement?
Another day, another money rule. Find out if the premise behind the book, Rule of 30, is something you...
Should you help your adult children to buy real estate?
With home ownership becoming increasingly difficult for millennials to achieve, many are turning to the Bank of Mum and...
How to avoid OAS clawbacks when you’ve had a temporary increase in income
A one-time bump in Sam’s income triggered an Old Age Security benefit clawback, and he wants to know if...
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Incorporated business owners: Should you pay yourself a salary?
If you own an incorporated business, you can pay yourself a salary—but sometimes it’s the wrong choice.