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A couple is enjoying early retirement due to COVID, as they sit in the warmth of the sun at their cottage. They are cozy in camping chairs, facing a calm pond.

Retired Money

Does it make sense to retire when we’re still in a pandemic?

The COVID-19 pandemic has been life-changing for those over 60, and not just because of the risk of illness....

Does it make sense to retire when we’re still in a pandemic?
Three young children smile and hug each other

Life Insurance

Life insurance for kids: Do you really need it?

Children’s life insurance isn’t for everyone. But it can protect you financially from the unthinkable and make holding a...

Life insurance for kids: Do you really need it?
A young woman smiles at her laptop while hugging her dog

Investing

Investing in GICs? Here’s why to buy them from an online bank

Investing in GICs? Here’s why to buy them from an online bank
A young man wearing a hoodie, sitting on his couch is looking inquisitively at his laptop, wondering how he should remain a long-term investor within a bear market

Ask MoneySense

Bear markets: What’s a long-term investor supposed to do right now?

As we continue our way out of the pandemic, with inflation and dramatic market fluctuations, what is a long-term...

Bear markets: What’s a long-term investor supposed to do right now?
An ostrich hides its head, symbolizing how one might respond to the bear market and managing their portfolio

Investing

Making sense of the markets this week: July 3

The worst first-half results for both stocks and bonds in decades makes the case for not obsessing over your...

Making sense of the markets this week: July 3
A man in his late 50s is having some fun with his grandson, showing a snapshot of what retirement may be like and how annuities will matter.

Retired Money

Rising rates are good news for near-retirees seeking longevity insurance

Annuities are getting more attractive, so is it time to inch in as rates rise further?

Rising rates are good news for near-retirees seeking longevity insurance

Real Estate

Want to become a first-time home buyer in B.C.? These three steps can help

Buying your first home in B.C. requires careful planning and, sometimes, a little help from the government. Here’s how...

Want to become a first-time home buyer in B.C.? These three steps can help
An older woman sits in a chair by the window, sketching with a pencil and paper.

Ask a Planner

Capital gains, taxes and more: The implications of inheriting real estate

There are tax, estate and other implications when inheriting real estate, even from family.

Capital gains, taxes and more: The implications of inheriting real estate
An older woman in yoga clothes sits on a sofa looking at a laptop.

Ask a Planner

How much are withholding taxes on RRSPs and RRIFs?

Anne wants to take extra RRIF withdrawals beyond her annual minimum amount and is worried about the tax implications.

How much are withholding taxes on RRSPs and RRIFs?