How to win the lottery

How to win the lottery

If you’re going to part with your pocket change every week, might as well make it count. We’ve compiled a list of Canadian lotteries and scratch tickets with the best odds of striking it rich.



Don’t be fooled by the multi-million jackpots advertised by the two big national lotteries. Your chances of winning are slim—roughly 1 in 14 million for Lotto 6/49 and 1 in 28.6 million for Lotto Max. National lotteries also draw more players meaning winners often end up splitting the prize money several ways.

Ric Wallace, a self-proclaimed “luckologist” and repeat lotto winner, says the national lotteries are even worse when you scratch the surface. There are actually more than 85 million possible combinations with Lotto Max but they divide that number by three to arrive at 28.6 million since you are given three lines to play. “It gives people a false sense of what the real story is.”

Now we’re not saying don’t play the lottery. Chances are you won’t win but spending no more than $5 a week is unlikely to blow your budget and a winning ticket could really improve your quality of life. So, if you’re resolved to part with your spare change, you’ll want to spend it wisely.

READ: Invest your spare change »

“Our dreams are important, but play within your means, play as a group and always put it on paper,” Wallace, says. For more play safe tips visit

To help you get the most bang for your lotto ticket buck, MoneySense has updated its list of lotteries and scratch tickets that offer the best chance at winning $100,000 or more.

READ: Win the lottery? You’re more likely to… »

As a rule of thumb, provincial lotteries are your best bet and you won’t have to slice and dice the winnings with as many people. The one lottery that stands out from the crowd is Quebec’s Banco Special. Your chances of winning a $1-million windfall in the game are 1 in 4.8 million—far better than any other lottery in its class. Ontario’s Rock Paper Scissors had similar odds but the OLG canned the game as of Oct. 24, 2012. Another noteworthy contender, Western Pay Day lottery where the odds of winning $675,000, or $1,000 a week for life, are 1 in 1.4 million, is also being phased out.

Of course you could always go the charitable lottery route, where the odds of winning are even better. Charitable lotteries however require a bigger up-front commitment with tickets costing upwards of $50 a pop thought the money does go toward a good cause. ( has a list of charitable lotteries in Canada by province.)

And in case you were wondering, McDonald’s Monopoly Game is one of the worst “lotteries” going. Your chances of winning big with the fast-food chain are even worse than at the big national lotteries. Just how poor are the odds at McDonald’s? Let’s just say your odds of winning a $1 million collecting Park Place and Boardwalk game pieces are 1 in 307 million. Suddenly Lotto Max doesn’t look so bad.

Lottery Jackpot Odds of winning (1 in...) Where available
Atlantic 49 $1,000,000 6991908 Atlantic
TAG $100,000 600000 Atlantic
Keno Atlantic $250,000 2147181 Atlantic
BC 49 $2,000,000 13983816 B.C.
Poker Lotto BC $100,000 2598960 B.C.
Keno BC $100,000 8911712 B.C.
Daily Keno Ontario $250,000 2147181 Ontario
Encore $1,000,000 10000000 Ontario
Lottario $250,000* 4072530 Ontario
Ontario 49 $1,000,000 13983816 Ontario
Poker Lotto Ontario $100,000 2598960 Ontario
MegaDice Lotto $100,000 3262623 Ontario
Banco $200,000 2147181 Quebec
La Poule Aux Oeufs D'or $100,000 1000000 Quebec
Quebec 49 $2,000,000 13983816 Quebec
Banco Special $1,000,000 4763044 Quebec
Jour de Paye** $675,000 1947792 Quebec
Lotto Poker Quebec $100,000 2598960 Quebec
Sprinto $200,000 2118760 Quebec
Western 49 $1,000,000 6991908 Western/North
Keno Western/North $100,000 8911712 Western/North