Retirement

When your pension isn’t big enough, what do you do? 

With a mix of pension benefits, registered accounts and other assets, it’s entirely possible to build a comfortable retirement.

Ask MoneySense

How to consolidate your registered accounts for retirement income in Canada

Do Canadians need to consolidate RRSP accounts before converting to RRIFs? Find out this and more.

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Annuity vs. GIC: What makes sense for retiring?

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MCAN Wealth

Retirement

Single, no pension? Here’s how to plan for retirement in Canada

There are financial and logistical challenges to being single in retirement. Here are some tips to tackle them, especially...

Retired Money

Should retirees in their early 70s partly annuitize?

Interest rates have soared in the past year—but annuity payouts, not so much. Find out what makes sense when...

Ask a Planner

What do to with a spousal RRSP at age 71

Converting the account to a spousal RRIF is a common option, but be aware of the income attribution rules.

Retired Money

Rising rates are good news for near-retirees seeking longevity insurance

Annuities are getting more attractive, so is it time to inch in as rates rise further?

Annuities

A new kind of annuity designed to help Canadian retirees live well, for longer

Afraid of outliving your retirement savings? The latest federal budget may (or may not) have an answer for you