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GIC

News

Bank of Canada delivers half percentage point rate cut

The central bank lowers its key interest rate to 3.75% and says it now must keep inflation at 2%....

Bank of Canada delivers half percentage point rate cut

Mortgages

Making sense of the Bank of Canada interest rate decision on September 4, 2024

Making sense of the Bank of Canada interest rate decision on September 4, 2024
A Canadian investor trying to decide between GICs, bonds and bond funds (bond mutual funds and bond ETFs).

GICs

Bonds vs. GICs: Where should you invest your fixed-income dollars?

Fixed income is finally back in a sweet spot. So, how should you take advantage, with individual bonds, bond...

Bonds vs. GICs: Where should you invest your fixed-income dollars?
Two shiny red apples and a green apple are shown to symbolize the comparison of GICs and annuities for retirement

Ask a Planner

Annuity vs. GIC: What makes sense for retiring?

Can you compare apples to apples with annuities and guaranteed investment certificates for retiring? Let’s find out.

Annuity vs. GIC: What makes sense for retiring?

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A smiling woman in work clothes holds a ladder

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How to ladder your GICs in Canada

Should you ladder your guaranteed investment certificates? Learn about the benefits of this strategy.

How to ladder your GICs in Canada

RESPs

The benefits and flexibility of family RESPs

Saving for the post-secondary education of more than one child? Grants and growth can be allocated amongst any beneficiaries...

The benefits and flexibility of family RESPs
rrsps-savings-accounts

Investing

“Help! My RRSPs are all over the place”

Having multiple retirement savings accounts can make it tough to monitor the mix and returns on all of your...

“Help! My RRSPs are all over the place”
A woman is looking at her notice of assessment to determine her RRSP contribution room.

RRSPs

How do the RRSP contribution carry-forward rules work?

What are the rules about RRSP carry forwards? Should you ever defer deducting a contribution?

How do the RRSP contribution carry-forward rules work?

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A young woman in a kitchen smiles at G I C returns on her laptop

Investing

Why GICs are a good addition to an RRSP or a TFSA

If you’re looking for ways to protect or grow your savings, a GIC may be the right solution—especially if...

Why GICs are a good addition to an RRSP or a TFSA

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