Real Estate

Buying pre-construction: What if your home is worth less than you paid?

Due to rising mortgage rates and falling home prices, some pre-construction home buyers are facing financing issues. Let’s look...

Retired Money

Are GICs a no-brainer for retirees?

GICs were embraced by many Canadian investors last year, whether conservative or not. With rates expected to fall again...

Mortgages

Fixed or variable mortgage rate: Which should you choose?

After nearly two years of interest rate increases, cuts may be on the horizon—here’s what that means for current...

Ask a Planner

Should you sell investments at a loss to pay off debt?

When paying a high interest rate on debt, does it make sense to sell investments that have fallen before...

Ask a Planner

Where should working retirees put extra income: A TFSA or an RRSP?

Working Canadian retirees may look at CPP and OAS as extra income. Is putting that money in a TFSA...

Ask a Planner

What should Canadian investors do: Sell or hold with preferred share losses?

When taking a big loss on preferred shares, a MoneySense reader asks if he should hold or sell now.

GICs

What is a cashable GIC?

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Financial literacy

Say what?! 5 financial buzzwords we kept hearing in 2023

We’ve picked five words and phrases that capture the financial mood of 2023. From quiet hiring to soft saving,...

Investing

’Tis the season for tax-loss selling in Canada

Tax-loss selling is one way that investors with capital gains can lower their potential tax bill. What is tax-loss...