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Interest Rates

A rural home purchased at a five-year fixed mortgage rate

Mortgages

The best 5-year variable mortgage rates in Canada

Five-year variable-rate mortgages offer potential cost savings to buyers who can manage changes in market interest rates. Here’s how...

The best 5-year variable mortgage rates in Canada
A Canadian investor trying to decide between GICs, bonds and bond funds (bond mutual funds and bond ETFs).

GICs

Bonds vs. GICs: Where should you invest your fixed-income dollars?

Fixed income is finally back in a sweet spot. So, how should you take advantage, with individual bonds, bond...

Bonds vs. GICs: Where should you invest your fixed-income dollars?
A woman sits on a couch with her dog shopping online with her low-interest credit card

Spend

The best low-interest credit cards in Canada for 2025

If you frequently carry a credit card balance, consider switching to one of these low-interest cards.

The best low-interest credit cards in Canada for 2025

Mortgages

What is porting a mortgage in Canada—and when should you do it?

While there are many factors to consider, porting a mortgage makes the most sense when your existing mortgage rate...

What is porting a mortgage in Canada—and when should you do it?

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Investing

Markets response to U.S. Federal Reserve

Wall Street rises toward records after U.S. Fed says “time has come” for rate cuts.

Markets response to U.S. Federal Reserve

News

U.S. Fed Chair: “The time has come” to begin reducing interest rates

Jerome Powell said inflation and employment numbers have paved the way for a change in policy, as analysts predict...

U.S. Fed Chair: “The time has come” to begin reducing interest rates
Canadian woman looking at her credit score after realizing she left her credit card dormant.

Credit Cards

What happens if you don’t use your credit card?

What happens if you don’t use your credit card?
A woman in her late 50s/early 60s smiles, as her husband is behind her about to give her a hug. They're wondering about GICs for his retirement savigs

Ask MoneySense

Is now the time for retirees to sell stocks and buy GICs?

Many people near or in retirement are worried about stock market volatility. Does it ever make sense to put...

Is now the time for retirees to sell stocks and buy GICs?

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A young woman in a kitchen smiles at G I C returns on her laptop

Investing

Why GICs are a good addition to an RRSP or a TFSA

If you’re looking for ways to protect or grow your savings, a GIC may be the right solution—especially if...

Why GICs are a good addition to an RRSP or a TFSA

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