LIRA

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Retirement

RRIF and LIF withdrawal rates: Everything you need to know

Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...

RRIF and LIF withdrawal rates: Everything you need to know
A woman in her 50s/60s talking to her husband about how to manage his DC plan

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DC plans once you retire: What do you do with them?

When coming up to retirement, should your investments move with you. Find out the options for soon-to-be retirees. ...

DC plans once you retire: What do you do with them?
A woman reads an article online about her options as a long-term investor

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Is now the time for a long-term investor to abandon stocks?

It’s been a difficult year for stock investors. Should you move into GICs or mortgage funds to invest for...

Is now the time for a long-term investor to abandon stocks?
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Should RRIF withdrawals be based on the younger spouse’s age?

Is there an advantage to using a younger spouse’s age to calculate minimum RRIF withdrawals? Find out.

Should RRIF withdrawals be based on the younger spouse’s age?

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A teacher high-fives one of her students in class after learning about her options for early pension withdrawal

Qualified Advice

Can I withdraw my pension early?

Can I withdraw my pension early?
A woman in her 50s-60s is looking to transfer the funds of a LIRA to an RRSP with no contribution room in Ontario on her iPad.

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Can a LIRA be transferred to an RRSP with no contribution room in Ontario?

Moving money from a LIRA or LIF to an RRSP or RRIF can have benefits. Here’s what to consider...

Can a LIRA be transferred to an RRSP with no contribution room in Ontario?
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The process of unlocking a LIRA account in Canada

What can you do? What can’t you do? Let’s clarify some conflicting online information about locked-in retirement accounts.

The process of unlocking a LIRA account in Canada
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Transferring employer pensions to LIRAs, LIFs and RRSPs

Can you take it with you? After quitting his job, Andrew wants to know if he can transfer that...

Transferring employer pensions to LIRAs, LIFs and RRSPs

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LIRA regrets

This woman's husband transferred his workplace pension to a high-fee LIRA and is looking for a smarter solution

LIRA regrets

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