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OAS

The limits of Old Age Security survivor benefits

Lillian lost her husband and wants to know what happens to his Old Age Security pension.

The limits of Old Age Security survivor benefits

beach footsteps walking towards retirement

Here’s how I’m transitioning into retirement

With his first OAS payment on the way, Jon reflects on what retirement has looked like for him

Here’s how I’m transitioning into retirement

How to reinstate OAS after it’s clawed back

There is a form to fill out, but it's entirely optional

How to reinstate OAS after it’s clawed back

What to expect when receiving OAS at 65

You may not need to apply or fill out onerous paperwork

What to expect when receiving OAS at 65

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Financial Planning

How business owners should time CPP and OAS

Deferring has extra benefits when you own a business

How business owners should time CPP and OAS

ontario budget 2017

Key to ‘rich’ qualifying for GIS is large TFSA

Loophole allows the rich to qualify for the GIS and reveals Canada's broken system

Key to ‘rich’ qualifying for GIS is large TFSA

Do bonds still belong in an RRSP?

While you could get 5% on bonds a decade ago, the current yield on 10-year Government of Canada bonds...

Do bonds still belong in an RRSP?

Even without “Big CPP,” government is doing plenty on retirement savings

Much gnashing of teeth today over the federal government’s decision not to play ball with PEI and Ontario over...

Even without “Big CPP,” government is doing plenty on retirement savings

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When to withdraw your CPP for maximum payout

The difference between taking CPP at age 60 vs. age 70 could be 78%.

When to withdraw your CPP for maximum payout

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